Agya has received its Certificate of Registration to operate as an NBFC Account Aggregator from the RBI. FIP, FIU and user onboarding will be enabled in due course.

The simplest way to share your financial data

Share your financial information across bank accounts, mutual funds, investments and more!

Your Agya account lets you

Go paperless

Say goodbye to carrying physical copies of all your financial documents. Prevent leakage and misuse.

Keep your data secure

No more sharing your banking credentials with anybody. Eliminate security breaches.

Manage your data

Grant, block or pause access to your financial data through Agya.

How does data sharing through Agya work?

1

Get a request to share data

Any business that wants access to your data, generates a request for your mobile number, to get consent to access your data.

2

Choose financial data to share

Connect your financial data that you wish to share and verify them via OTP provided by the institution that has the data (like a bank, mutual fund house and more).

3

Agree to share your data, if you want

Once you approve, we securely fetch your encrypted data from the financial institution and provide it to the business. Data sharing is end-to-end encrypted and Agya can never access or store your data.

4

Be in control of your data

Pause, withdraw and manage all your consents from My Agya app. View and manage connected accounts and monitor data flow.

1

Get a request to share data

Any business that wants access to your data, generates a request for your mobile number, to get consent to access your data.

Easy loans uses Agya
to connect to your accounts

  • Connect effortlessly

    Agya lets you connect Easy loans with your financial accounts in seconds.

  • Your data is secure

    Agya cannot see your data and will only be able to collect and send it to Easy loans with your permission.

What can you use Agya for?

Here are some examples of how Agya can help to share your financial data and avail services from other entities.

On a loan app

Using Agya, securely share your bank statement with the loan app and get a loan.

Your bank

A loan app

FAQs

What is Agya and how does it work?

Agya lets you share your financial data to access many financial services, like getting a loan or tracking your investments and insurance plans. Agya lets you manage this process of sharing data seamlessly. Companies that want your data to provide financial services to you, can request to get data from accounts you hold with financial institutions like banks, pension funds, insurance companies and asset management companies. You can review this and either give permission to share your data or refuse access to it. At any given time, you can use the Agya app to see the companies that have active access to your data, and can update your preferences.

Does Agya have access to my data?

No, Agya does not access, store or sell any of your data. It simply enables seamless encrypted data transfer between companies who want your financial data and financial entities you have accounts with—like banks, insurance companies and more.

Is Agya a licensed Account Aggregator and what features are currently enabled?

Agya has received its Certificate of Registration from the Reserve Bank of India to operate as an Account Aggregator and is in the process of going live. FIP, FIU and customer onboarding will be enabled in due course, subject to regulatory requirements. However, we are open for enquiries or to explore potential collaborations.

Help center

Need help with your Agya account? Write to us at support@agya.co